Privacy Policy
How LTM Insurance collects, uses and protects the information you give us when you request a final expense quote. Last updated August 2026.
Information we collect
When you submit a form on this site we collect the information you enter: your zip code, age range, name, phone number and, on the contact form, your email address and message. Our server also records standard technical data such as your IP address, browser type and the pages you viewed.
How we use your information
We use it to check which final expense products are available in your state, to prepare an accurate quote, and to have a licensed agent contact you about that quote. We do not sell your information to unrelated third parties.
Your consent to be contacted
By submitting a form you agree that LTM Insurance and the licensed agents and insurance carriers we work with may contact you at the phone number you provided, including by automated dialling system or pre-recorded message, about final expense coverage. Consent is not a condition of purchase. Message and data rates may apply. You can withdraw consent at any time by telling the agent on the call or by using our contact form.
Who we share it with
We share your details only with the licensed insurance agents and carriers needed to prepare and service your quote, and with service providers who host this site and deliver our email. We may also disclose information where the law requires it.
Cookies
This site uses cookies to keep the site working correctly and to understand which pages people find useful. You can block or delete cookies in your browser settings; parts of the site may then not work as intended.
How we protect your information
Form submissions are transmitted over an encrypted connection and stored on access-controlled systems. No method of transmission over the internet is completely secure, so we cannot guarantee absolute security.
Your choices
You can ask us to confirm what information we hold about you, to correct it, or to delete it. You can also ask to be placed on our internal do-not-call list. Use the contact form on this site and we will action the request.
Children
This site is intended for adults aged 50 and over. We do not knowingly collect information from anyone under 18.
Changes to this policy
If we change how we handle personal information we will update this page and revise the date shown above.
Contact us
Questions about this policy can be sent through the contact form.